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A term insurance is not for you to get wealthy,
but for you to ensure that your family lives life
in their own terms without any sacrifices.
Building a corpus with a diversified portfolio,
will help reduce risks and ensure security.
The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.
**Calculated on the highest tax bracket for an individual under the Income-tax Act, 1961 i.e. Rs. 46,800/- for Sec. 80C (Life Insurance Plans) Break up of tax rate: Basic tax rate of 30%+ Health and Education Cess of 4% on basic tax rate. Surcharge not applicable for total income up to Rs. 50 lakhs. Tax benefits are subject to changes in tax laws.
*Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2018-19.
#Online Premium for Income Option, Male Life Assured, 25 years of age, Lumpsum Benefit of Rs. 10 Lakhs & Maturity Income of Rs. 50,000 - Level Cover for 15 years (Total Income Benefit of Rs. 90 Lakhs), Policy Term of 30 years, Regular Pay, Annual Frequency, Exclusive of Taxes. (Annual Premium of Rs. 5900/365 = Rs. 16.16/per day)
^Minimum monthly premium amount under this policy is Rs. 1000 per month, Minimum Age of Entry is 30 days and Maximum Age of Entry is 60 years. For more details on risk factors, associated terms and conditions, and exclusions please read sales brochure carefully before concluding a sale.
~5.5% discount applicable for Regular/Limited Pay Policies on Online purchase.
1Only available with Life Long Protection and 3D Life Long Protection options
IRDAI is not involved in activities like selling insurance policies, announcing bonus, or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.